prescribed by the Indian Institute of Banking & Finance (IIBF). This book introduces current and aspiring banking and finance professionals to a comprehensive range of banking services, products, and operational practices essential for effective performance in the banking sector. The book covers the fundamental pillars of banking knowledge required to function as a competent professional. It provides clear insights into banking operations, functions of banks, technological advancements, and ethical standards governing banks and financial institutions. Minute care has been taken to incorporate current, relevant, and factually accurate